APY = Annual Percentage Yield. Rates effective as of 3/31/2021.  Fees may reduce earnings.

Kasasa Cash* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $5,000 $0 0.49% 0.49%
$5,000+ $0 0.15% 0.49% to 0.17%
All balances if qualifications not met $0 0.01% 0.01%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 10 debit card purchases post and settle
  • At least one direct deposit, ACH credit, ACH debit, or Bill Pay transaction
  • Be enrolled in and agree to receive eStatements

If you don't meet these qualifications, your account is still free. Plus, you'll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver Learn More

Balance Minimum Opening Deposit Rate APY
0 - $3,000 $0 0.10% 0.10%
$3,000+ $0 0.05% 0.10% to 0.05%
All balances if qualifications not met $0 0.01% 0.01%

Qualifications

Qualifying for your Kasasa Cash® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 10 debit card purchases post and settle
  • At least one direct deposit, ACH credit, ACH debit, or Bill Pay transaction
  • Be enrolled in and agree to receive eStatements

If you don't meet these qualifications, your account is still free. Plus, you'll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Share Certificates Learn More

Term Minimum Opening Deposit Rate APY
91 Day $500.00 0.05% 0.05%
6 Month $500.00 0.30% 0.30%
12 Month $500.00 0.35% 0.35%
18 Month $500.00 0.40% 0.40%
24 Month $500.00 0.45% 0.45%
36 Month $500.00 0.50% 0.50%
48 Month $500.00 0.55% 0.55%
60 Month $500.00 0.60% 0.60%

Penalty for early withdrawal

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