APY = Annual Percentage Yield. Rates effective as of 10/14/2026. Fees may reduce earnings.
Loans
| Loan Type | Annual Percentage Rate |
| New Car | as low as 3.75% |
| Used Car | as low as 3.75% |
| Credit Card | as low as 8.90% |
| Personal | as low as 6.75% |
| Secured | as low as 3.75% |
- Not all applicants will qualify
- All loans are subject to credit approval; some restrictions may apply. Your Annual Percentage Rate (APR) may vary depending on your creditworthiness. Rates and Terms are subject to change without notice.
- Personal loans - your APR may vary depending on creditworthiness. Advertised as-low-as APR assumes excellent borrower credit history.
- Vehicle loans - your APR may vary based on your creditworthiness, vehicle age, and length of loan. Advertised as-low-as APR assumes excellent borrower credit history, vehicle age and loan terms.
- Share and Certificate secured loan rates will vary based on the current Share or Certificate rate plus 2% APR.
- For Credit Card Disclosures and information please visit https://www.geovistacu.com/_/kcms-doc/638/18849/Visa-Solicitation-Disclosure.pdf
Share Certificates Learn More
| Term | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 91 Day | $500.00 | 1.00% | 1.01% |
| 6 Month | $500.00 | 1.50% | 1.51% |
| 12 Month | $500.00 | 3.50% | 3.56% |
| 18 Month | $500.00 | 2.00% | 2.02% |
| 24 Month | $500.00 | 2.80% | 2.84% |
| 36 Month | $500.00 | 2.90% | 2.94% |
| 48 Month | $500.00 | 3.00% | 3.04% |
| 60 Month | $500.00 | 3.25% | 3.30% |
Penalty for early withdrawal