APY = Annual Percentage Yield. Rates effective as of 03/23/2023. Fees may reduce earnings.
Kasasa Cash* Learn More
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $5,000 | $0 | 0.24% | 0.24% |
| $5,000+ | $0 | 0.07% | 0.07% |
| All balances if qualifications not met | $0 | 0.01% | 0.01% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 10 debit card purchases post and settle
- At least one direct deposit, ACH credit, ACH debit, or Bill Pay transaction
- Be enrolled in and agree to receive eStatements
If you don't meet these qualifications, your account is still free. Plus, you'll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Kasasa Saver‡ Learn More
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $3,000 | $0 | 0.05% | 0.05% |
| $3,000+ | $0 | 0.05% | 0.05% |
| All balances if qualifications not met | $0 | 0.01% | 0.01% |
Qualifications
Qualifying for your Kasasa Cash® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 10 debit card purchases post and settle
- At least one direct deposit, ACH credit, ACH debit, or Bill Pay transaction
- Be enrolled in and agree to receive eStatements
If you don't meet these qualifications, your account is still free. Plus, you'll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Share Certificates Learn More
| Term | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 91 Day | $500.00 | 0.13% | 0.13% |
| 6 Month | $500.00 | 1.00% | 1.01% |
| 12 Month | $500.00 | 3.20% | 3.24% |
| 18 Month | $500.00 | 2.30% | 2.32% |
| 24 Month | $500.00 | 2.40% | 2.43% |
| 36 Month | $500.00 | 2.55% | 2.58% |
| 48 Month | $500.00 | 2.55% | 2.58% |
| 60 Month | $500.00 | 2.55% | 2.58% |
Penalty for early withdrawal